RHB REFLEX
Simplified financial portal for easier control of your finances
Business Internet Banking
A secured web-based financial solution that puts control of business in your hand.
Access your account on-the-go, perform payments and get real-time information anytime, anywhere.
Highlights & Benefits
One stop platform for all your payment needs
Access account information at a glance
Perform banking with a peace of mind with our enhanced security
Make domestic and overseas payments seamlessly
Approve transactions on-the-go
Access account information at a glance
Perform banking with a peace of mind with our enhanced security
Make domestic and overseas payments seamlessly
Approve transactions on-the-go
Click here for the complete guides on how to use REFLEX for your business needs.
User access setup
View Only
Users able to view account balances and statements only
1 User to View and Transact
Single Control Access
1 user will create and authorise all transaction.
May appoint additional user as Inquirer role only
2 or More Users to View and Transact
At least 2 users consisting of
Maker
Create transaction
Authoriser
Approve transaction
You may also appoint a pair of administrators
How to apply
Prepare business document
Bring all document to
Not an existing customer? Provide your details below to start empowering your business needs
Other Information
RHB Reflex application form (include Certified copy of Board Resolution / Letter of Authorisation)
Certified copies of NRIC and proof of address for all appointed Reflex authorisers
One Time Set Up |
Waived |
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Monthly Subscription Fee |
Waived |
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Token |
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Monthly Recurring Fees |
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View only module |
Waived |
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Financial Transactions module |
Waived |
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SWIFT Message Retrieval |
Applicable / SGD15 |
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File Payment |
Applicable / SGD20 |
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SWIFT Message Retrieval + File Payment |
Applicable / SGD30 |
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Local Payments |
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Intrabank Transfer |
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FAST |
$0.50 per transaction |
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PayNow |
$0.50 per transaction |
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GIRO |
$0.20 per transaction |
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MEPS |
$15.00 per transaction |
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Fixed Deposit1 |
Min. placement amount 20,000 in respective currencies SGD or USD |
Overseas Payments |
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Telegraphic Transfer |
Current Account |
BizPower Quad Current Account |
BizPower Quad Plus Current Account |
Debit from SGD Account |
0.125% commission (min S$10, max S$100) |
0.125% commission (min S$10, max S$100) |
0.0625% commission (min S$10, max S$100) |
Debit from FCY Account with Foreign Exchange |
0.125% commission (min S$10, max S$100) |
0.125% commission (min S$10, max S$100) |
0.0625% commission (min S$10, max S$100) |
Debit from FCY Account without Foreign Exchange |
0.125% commission (min S$10, max S$100) |
0.125% commission (min S$10, max S$100) |
0.0625% commission (min S$10, max S$100) |
1Fixed Deposit (via Reflex)
• Fixed Deposit account must be tagged into Reflex for FD placement.
• Debit account to Fixed Deposit account must be same currency for placement.
• Amendment / Withdrawal instructions allowed when FD is placed via Reflex.
For FD transacted at Branch, instructions to be provided to Branches.
Interest rates are subject to change without notice, prevailing interest is accrued daily and compounded monthly. Other terms and conditions apply. For illustration purposes only. The numbers above have been rounded up to the nearest dollar value.
Average Daily Balance (ADB) is the minimum balance to be maintained in your account to avoid incurring Fall Below Service Fees. Average Daily Balance is the total amount of daily balances in your account divided by the number of days in the month.
Singapore Dollar deposits of non-bank depositors are insured by the Singapore Deposits Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.
Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Find out more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
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90 Cecil Street
RHB Bank Building, Level 1
Singapore 069531
CUSTOMER CONTACT CENTRE
1800 323 0100
© 2025 RHB Banking Group. All rights reserved.