Name: RHB bank
Address: 90 Cecil Street RHB Bank Building, Level 1, Singapore, 069531, SG
Telephone: 1800 323 0100

SME WORKING CAPITAL

Ensure smooth and steady cashflow for your business

Quick access to funds

In this fast-paced business landscape, every minute counts. Compared to long-term loans, the SME Working Capital Loan offers quicker access to funds, enabling you to take advantage of opportunities in sight.

Share the risk and enjoy peace of mind

With up to 50% of loan default risk co-underwritten by Enterprise Singapore, and up to 70% for young enterprises* or selected markets**, you can rest easy knowing that the risks are mitigated.

*Young enterprise refers to firms formed within the past 5 years with at least 1 employee, and more than 50% equity owned by individuals.
**Selected markets are defined as countries with Standard & Poor’s (S&P) ratings of below BBB- or are not rated.

Maximum Loan Quantum

S$500,000 / Borrower
S$5,000,000 / Borrower Group
Note: Overall loan exposure limit of S$50 million per borrower group across all facilities

Borrower Group consists of the following:

Borrower
Corporate shareholders holding more than 50% at all levels up
Subsidiaries where the Applicant company holds more than 50% shareholdings and subsequent subsidiaries at all levels down
Subsidiaries where the Applicant's Ultimate Parent Company holds more than 50% shareholdings and their subsidiaries at all levels down

Flexible Repayment Period

With up to 5-year tenures available for repayment, your business can structure repayments to prioritise your objectives and needs.

Quick access to funds

Share the risk and enjoy peace of mind

With up to 50% of loan default risk co-underwritten by Enterprise Singapore, and up to 70% for young enterprises* or selected markets**, you can rest easy knowing that the risks are mitigated.

Maximum Loan Quantum

S$500,000 / Borrower
S$5,000,000 / Borrower Group
Note: Overall loan exposure limit of S$50 million per borrower group across all facilities

Borrower Group consists of the following:

Borrower
Corporate shareholders holding more than 50% at all levels up
Subsidiaries where the Applicant company holds more than 50% shareholdings and subsequent subsidiaries at all levels down
Subsidiaries where the Applicant's Ultimate Parent Company holds more than 50% shareholdings and their subsidiaries at all levels down

Flexible Repayment Period

With up to 5-year tenures available for repayment, your business can structure repayments to prioritise your objectives and needs.

Speak with us to learn more about how our SME Working Capital Loan can help you grow your business.

Interest Rate
Subject to RHB’s assessment of risks involved.

Eligibility

Singapore-registered entity with substantial business functions in Singapore

At least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership

SMEs refer to entities with group revenue of up to S$100 million or maximum employment of 200 employees.

For more information and the latest updates, you may refer to www.enterprisesg.gov.sg/efs

SME Working Capital Calculator

Loan Amount

min : $20,000 max : $500,000

Repayment Period

year

min : 1 years max : 5 years

Indicative Interest Rate

min : 8% max : 11%

Estimated Total Interest Paid

Estimated Monthly Installment

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Important Notice

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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As with all business operations, cashflow issues may sometimes occur. With our SME Working Capital Loan, you can enjoy peace of mind and focus on taking your business to the next level.